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Our products are listed on the tabs below and updates in criteria are made as soon as possible, following notification of the changes. If you would like to print the matrix, simply click on the button below.
Rates correct as of 20/08/2026
| Lender | Minimum loan | Maximum loan | Max LTV | Adverse | Rates from | Min valuation | Geographical |
|---|---|---|---|---|---|---|---|
 | £20,000 | £500,000 | 85% | Yes | 5.49% | £100,000 | England, Scotland and Wales |
 | £10,000 | £250,000 | 90% | Yes | 6.69% | £75,000 | England, Scotland, Wales and Northern Ireland |
 | £10,000 | £250,000 | 95% | Yes | 6.15% | £75,000 | England, Scotland and Wales |
 | £15,000 | £500,000 | 95% | Subject to Score | 5.68% | £100,000 | England, Scotland and Wales |
 | £10,000 | £300,000 | 75% | Yes | 8.25% | £100,000 | England, Scotland and Wales |
 | £10,000 | £350,000 | 85% | Yes | 7.61% | No Minimum Valuation | England, Scotland and Wales |
 | £10,000 | £1,000,000 | 100% | Subject to Score | 5.9% | £85,000 | England, Scotland and Wales |
 | £10,000 | £500,000 | 95% | No | 5.64% | £100,000 | England, Scotland and Wales |
 | £10,000 | £250,000 | 95% | Yes | 5.75% | £100,000 | England, Scotland and Wales |
 | £10,000 | £250,000 | 100% | Yes | 5.25% | N/A | England, Scotland, Wales and Northern Ireland |
 | £20,000 | £500,000 | 75% | Yes | 8.50% | £40,000 | England, Scotland and Wales |
 | £10,000 | £500,000 | 85% | Yes | 6.09% | £100,000 | England, Scotland and Wales |
 | £10,000 | £1,000,000 | 85% | Yes | 7.59% | £80,000 | England, Scotland and Wales |
| Lender | Minimum loan | Maximum loan | Max LTV | Adverse | Rates from | Min valuation | Geographical |
|---|---|---|---|---|---|---|---|
 | £75,000 | £1,000,000 | 75% | No | 0.69% | £100,000 | England and Wales |
 | £5,000 | £300,000 | 65% | Yes | 0.99% | £40,000 | England and Wales |
 | £100,000 | £1,000,000 | 75% | No | 0.85% | No Minimum Valuation | England, Scotland and Wales |
| £50,000 | £1,000,000 | 70% | Yes | 0.89% | No Minimum Valuation | England and Wales |
 | £50,000 | £10,000,000 | 75% | Yes | 0.85% | £150,000 | England and Wales |
| £150,000 | On Referral | 70% | No | 0.74% | £200,000 | England and Wales |
 | £50,000 | £1,000,000 | 75% | Yes | 0.73% | £100,000 | England, Scotland and Wales |
 | £50,000 | £15,000,000 | 75% | No | 0.79% | £75,000 | England, Scotland and Wales |
 | £100,000 | £3,000,000 | 75% | Yes | 0.65% | No minimum valuation | England, Scotland and Wales |
| £26,000 | £2,000,000 | 75% | Yes | 0.79% | No minimum valuation | England, Scotland and Wales |
| £100,000 | £10,000,000 | 75% | No | 0.61% | £150,000 | England and Wales |
| £75,000 | On referral | 70% | Yes | 0.75% | £150,000 | England, Scotland and Wales |
| Lender | Minimum loan | Maximum loan | Max LTV | Adverse | Rates from | Min valuation | Geographical |
|---|---|---|---|---|---|---|---|
| £10,000 | £250,000 | 80% | Yes | 7.99% | £60,000 | England, Wales, Scotland & Northern Ireland |
| £10,000 | £150,000 | 75% | Yes | 11.1% | £100,000 | England, Wales and Scotland |
 | £10,000 | £300,000 | 75% | Yes | 11.41% | £75,000 | England, Wales, Scotland & Northern Ireland |
| £10,000 | £200,000 | 85% | Yes | 6.75% | £75,000 | England, Wales and Scotland |
| £10,000 | £50,000 | 80% | No | 6.2% | No minimum valuation | England, Wales, Scotland & Northern Ireland |
| £30,000 | £1,000,000 | 75% | Yes | 8.55% | No minimum valuation | England, Wales and Scotland |
| £10,000 | £500,000 | 75% | No | 6.99% | £80,000 | England and Wales |
| Lender | Minimum loan | Maximum loan | Max LTV | Adverse | Rates from | Min valuation | Geographical |
|---|---|---|---|---|---|---|---|
 |
£100,000 | £3 million | 75% | Yes | 4.24% | £150,000 | England and Wales |
|
£50,000 | £2 million | 75% | Yes | 5.60% | £125,000 | England and Wales |
|
£40,000 | £5 million | 75% | No | 5.99% | £75,000 | England, Wales and Scotland only |
|
£30,000 | £2.5 million | 75% | Yes | 7.79% | £45,000 | England, Wales and Scotland only |
|
£50,000 | £1.5 million | 80% | Yes | 3.78% | £75,000 | England, Wales and Scotland only |
|
£25,000 | £3 million | 80% | Yes | 2.99% | £50,000 | England and Wales |
 |
£25,000 | £1.5 million | 80% | Yes | 5.34% | £125,000 | England, Wales and NI only |
