Borrowers   |   Introducers

Second Charge Mortgages

As market leading second charge specialists, we can help your clients to secure a competitive second charge mortgage with the latest rates available through our specialist lending panel. 

With senior contacts with multiple second charge lenders, we’re able to remove barriers to funding and may even be able to help if the client has been refused or declined previously.  

So whether it is for debt consolidation, to reduce monthly outgoings or to fund a renovation, speak to one of the team today. 

Finance from £10k-£3m

We can give your clients access to 1000s of second charge schemes from £10,000 – £2,500,000, with flexible terms to suit their needs.

Excellent Rated Service

Both you and your client will receive an Excellent rated service. We'll support the application from quote to completion, keeping you and your clients up to date.

Healthy commission

Increase your earnings by referring new business TLP, while also supporting your clients. You'll get healthy commission for every case that completes.

The Loan Partnership product guide calculator
The information contained within this page is for brokers and introducers, not members of the public.
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Supporting you to support your clients

A partnership you can trust

The second charge mortgage is rapidly evolving and lender criteria is getting more complex by the day, that’s why we’re here make it as easy as possible for you and your clients to secure a second charge solution that suits their needs and budget.

We’ll handle all of the hard work and boring paper work, and using our market expertise and comprehensive lending panel we can open the door to more potential options – saving you time and effort, while earning more.

We’ll never cross-sell, the client will remain yours and we’ll keep you updated throughout.

Overall, we want you be confident that your client is in safe hands, so if you have any questions at all, the team are here to give you answers.

Reasons to consider a second charge mortgage

There are a myriad of reasons why a second charge mortgage may be the right solution for your client, so here are the key factors to consider. 

Want to know more about becoming a TLP introducer?

You can find out more about the team that will support you, our product matrix, lending panel and more about our introducer process, right this way…

 Here’s just some of the specialist lenders that we can give you and your clients access to…

Pepper Money logo
Shawbrook logo
Tandem logo
Octopus Real Estate logo
West One Loans logo
MT Finance logo
Equifinance logo
United Trust Bank logo

Why work with The Loan Partnership

Loan experts

You and you clients can benefit from decades of combined second charge experience to help secure the most cost effective funding solutions.

Award-winning brokers

Your clients will receive a 5-star rated service from an award-winning broker. We're proud to be rated Excellent by our clients.

Speed of service

We get the market moves quickly, so we do too. Due to our strong industry relationships and reputation, we're about to deliver decisions and service at speed.

FCA Authorised

We're authorised and regulated by the Financial Conduct Authority.

Lender Panel

We can give your clients access to a wide range of specialist lenders as well as the latest deals on the market.

Dedicated support

Both you and your clients will receive a dedicated UK advisor as well as full support of our admin team to ensure your case stays on track.

how it works

Our introducer process

We aim to deliver results – and fast. Here’s how we will handle your cases with the care and attention it deserves. 

The Loan Partnership process 1

Understanding the numbers

After receiving your client’s application we’ll act quickly to confirm an offer in principle.

Once you and your client are happy, we will call them to complete fact find, complete a full underwrite, and provide advice and a recommendation.

The Loan Partnership process 2

Providing The Solution

We email the offer documents to the client.

When we receive the papers back, with proof of income and any other items that have been requested, we will instruct third parties such as mortgage companies for references and surveyors for valuations.

The Loan Partnership process 3

Securing The Offer

Upon receipt of all information, we will package the file and send it to the lender.

The lender will check the file, complete their security phone calls and issue a binding offer.

The Loan Partnership process 4

Completion & Commission

The client has a 7 day reflection period to consider if they want to complete the
loan. They can waive this any time by signing the binding offer and returning it to the lender for completion.

Commission is paid to you immediately after The Loan Partnership
receives commission paid by the lender.

What our clients say about us

Here’s what some of our recent clients thought about the TLP second charge service.


“Every so often you come across an individual that shines above all others and Nicola Hughff personable manner and professionalism is one that is rarely seen. A huge credit to The Loan Company. AAA*”

05 July 2023​


“First-rate company. Russell and Sarah at The Loan Partnership are very professional and helpful. Highly organised and on top of their brief. They were able to find the right finance product for my requirements and helped me at every stage of the process.”

28 June 2023​

Ready to get started as a TLP introducer?

If you would like to find out more about how can work with you and support your clients with a second charge mortgage, you can get in touch here or call us now on 01923 250090 to chat to one of our expert advisors. 

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