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£115k debt consolidation with adverse credit

July 2023

The situation – Looking to streamline their finances, while also raising some capital, our clients approached The Loan Partnership to discuss options for a large second charge mortgage. Hoping to consolidate their monthly outgoings, as well as purchase a new car and make some much-needed home improvements, the Hertfordshire based clients were looking for affordable deals for a £115,000 loan.

Applying as a married couple but with additional income complexities as one of the clients was a day rate contractor through an umbrella company with some historic credit issues. Due to this, the clients were unsure the best lenders to approach and how much they could borrow given their situation, so sought expert advice. With years of experience of dealing with second charge mortgages, advisor Nicola was the broker to help.

The Loan Partnership Hertfordshire property
Nicola Hughff The Loan Partnership

Our solution – After taking the time to discuss all of the clients’ requirements and needs, Nicola used her in-depth market knowledge to find the best solution. 

With access to a wide range of lenders across the market, Nicola was quickly able to identify an option that would allow them to consolidate their debts into one monthly payment and would provide the clients with the money required for their personal plans. 

Supporting them throughout the process, the clients were able to quickly secure a favourable deal with United Trust Bank and are now in a much better financial position.

What the clients said:

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“Every so often you come across an individual that shines above all others and Nicola Hughff personable manner and professionalism is one that is rarely seen. A huge credit to The Loan Company. AAA*”

05 July 2023​

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