Our Lender Relationships

Based in Leytonstone, London, Equifinance is a privately owned company which prides itself on its flexible and common sense approach to lending based on individual customer circumstances.

With over 60 years’ experience in the financial industry, Equifinance’s, London-based team provide a friendly and jargon free service, making the loan process as straightforward and as simple as possible.

HFBS is primarily a family run lender managing wholly private funds on behalf of a number of wealthy individuals. Making no apology for their old fashioned methods, preferring to discuss and agree a deal in a single phone call rather than relying on layers of documentation, individual underwriters and credit committees.

HFBS do not advance the more complex deals allowing them to have a very simple, streamlined process which often involves no solicitors.

Mercantile Trust are an independently owned specialist lender and are part of Norfolk Capital Group of companies that have been providing loans for over 25 years.

Norton Home Loans is a family owned specialist lender based in Rotherham. They are not the biggest secured loan lender in UK which happens to be one of their strengths. They are able to take a common sense approach to their lending criteria and consider each case on its merits and will often be the lender that will help clients when others will not.

Oplo (previously 1st Stop) offers Second Charge mortgages to UK customers, serving customers who are not able or not willing to borrow from high street lenders.

The new Oplo brand is born out of their firm belief that people's potential is much more important than their past.

Pepper Money is a specialist provider of secured loans for homeowners in England, Wales and Scotland.

With straightforward, customer friendly processes, both during the application and after the loan has been paid out, Pepper Money offer secured loans of any amount from £7,500 to £200,000.

Launched in 2011, Shawbrook is an independent, private equity backed British bank. With four main offices based in Brentwood, Dorking, Croydon and Glasgow as well as smaller offices in London, Manchester, Birmingham, Leeds, Wishbeach and West Malling, Shawbrook has approximately 400 employees.

With specialist knowledge in the savings and lending markets Shawbrook offer customers a straightforward alternative to banking on the high street offering a range of financial products. With a modern banking model that also retains traditional banking values, both individual borrowers and SMEs are offered competitive rates of interest by focusing on customer requirements in market areas where they can add value. Shawbrook are well regarded for their fast lending process, innovative products and the quality of the service provided.

Step One Finance is a specialist consumer and secured lending business located in Woking, Surrey. A private limited company established in 2010, Step One Finance design and deliver creative consumer loan products based on its core values of transparency, integrity, fairness and simplicity.

Spring Finance specialises in providing secured loans for any purpose, focusing on the needs of the individual by tailoring its products to suit diverse cases. Spring Finance has its own proprietary technology and processing centre which enables speedy and proficient loan completion. Its products are based on thorough, in-depth research, helping to provide the right solution each and every time.

Staffed by highly skilled, dedicated multi-disciplined professionals who share a special interest in the secured lending sector, Spring Finance aim to build relationships with its clients while offering a personalised efficient service.

Scroll was founded by Ashish (Ash) and Vaibhav (VT) with one simple idea – to offer smart and flexible financing for homeowners.

Ash and VT are homeowners themselves, with decades of financial services experience. They are acutely aware of the lack of flexible financing options available for homeowners at different stages in their lives and careers. As engineers and problem-solvers, they knew the status quo could be challenged. So, in April 2021, they embarked on this exciting journey together to find smarter ways of helping UK homeowners unlock their home and property wealth.

Selina Finance is a UK based lender that offers a range of innovative loan products, including credit facilities to business and consumer borrowers by unlocking the value tied up in their property.

With over 40 years of providing financial solutions, Together has developed a consummate understanding of brokers’ needs, building up strong relationships with financial intermediaries to offer flexible lending for them and its clients.

Offering a complete lending solution catering for almost any status profile, Together accept a range of income sources including employed, self-employed, DWP benefits and private pensions as well as applications from sole traders, partnerships and limited companies. They provide mortgages, secured loans and bridging finance secured on residential, semi-commercial, buy-to-let, commercial properties and land throughout mainland UK.

West One Secured Loans is a trusted specialist provider of short term bridging finance for residential and commercial properties. One of the biggest privately funded lenders in the UK, West One are committed to providing vital short term bridging loans with the minimum of fuss. With an impressive track record of completed deals, West One are enjoying outstanding growth and have significant funding available.