Our Lender Relationships

Evolution Money are an award winning secured lender providing finance to homeowners across the UK. With extensive experience in the secured and unsecured sectors Evolution provide a market leading portfolio of secured loan products designed specifically for consumers who are either unable or choose not to access high street finance. 



Launched in 2011 Evolution is the market leader in its niche space and is seeing continued strong growth in the secured lending market. A non equity based product is just one loan option available to homeowners who may have experienced financial distress. Evolution's product portfolio has been developed to support homeowners as well as offering market leading products to the broker market to support them in providing consumers with the solution most suited to their circumstances.

Based in Leytonstone, London, Equifinance is a privately owned company which prides itself on its flexible and common sense approach to lending based on individual customer circumstances.

With over 60 years’ experience in the financial industry, Equifinance’s, London-based team provide a friendly and jargon free service, making the loan process as straightforward and as simple as possible.

Formerly known as Northstar Loans Limited, FinSec provides second charge lending between £5,000 and £50,000. Privately funded through a combination of private equity investment and commercial loans, providing a solid foundation to operate from.

Finsec’s speciality is being able to offer financial solutions to customers who have complex income and credit profiles, with loans available for most purposes including home improvements and consolidation.

HFBS is primarily a family run lender managing wholly private funds on behalf of a number of wealthy individuals. Making no apology for their old fashioned methods, preferring to discuss and agree a deal in a single phone call rather than relying on layers of documentation, individual underwriters and credit committees.

HFBS do not advance the more complex deals allowing them to have a very simple, streamlined process which often involves no solicitors.

Specialising in Bridging Finance and Secured loans Masthaven Finance offers borrowers fast and simple finance solutions. Authorised and regulated by the Financial Conduct Authority, the company offers short and long term loan options for both personal and business purposes. This multi-award winning lender works with borrowers to provide excellent rates on 1st and 2nd charge lending.

MT Finance are an award-winning bridging finance firm based in the heart of London, which has been in operation since 2008.

Offering both 1st and 2nd charge short-term loans on a non-status basis, its hands on and streamlined approach means they are able to process any finance requests quickly, regularly delivering funds in a matter of days.

A member owned business (founded in 1870), with assets of £420m and reserves of £29m, Market Harborough is a financially strong and award winning Society. Not solely driven by impressing shareholders - they concentrate on looking after their saving and borrowing members, by recognising them as individuals.

Market Harborough will make the decision themselves on applications and don’t rely on automated "yes" or "no" computer responses. If they come up against something unusual in, for example, a mortgage application, it's their Chief Executive, Mark Robinson, who will make the final decision. This mind set, coupled with a strong sense of community, means you can be sure of friendly professionalism.

Mercantile Trust are an independently owned specialist lender and are part of Norfolk Capital Group of companies that have been providing loans for over 25 years.

Norton Home Loans is a family owned specialist lender based in Rotherham. They are not the biggest secured loan lender in UK which happens to be one of their strengths. They are able to take a common sense approach to their lending criteria and consider each case on its merits and will often be the lender that will help clients when others will not.

Based in Cardiff, Optimum Credit is a specialist provider of secured loans for homeowners in England, Wales and Scotland.

With straightforward, customer friendly processes, both during the application and after the loan has been paid out, Optimum Credit offer secured loans of any amount from £7,500 to £200,000.

Founded in 2014, Oblix Capital provides bespoke short-term bridging and development finance, for both commercial and residential properties throughout England and Wales. Using their own proprietary funds allows Oblix to make swift, effective decisions, whilst retaining full flexibility, clarity, transparency and of course accountability.

Originally launched as a loans management company, Prestige Finance is part of the OneSavings Bank Group, having been acquired in September 2012 by the pioneering lender that is establishing itself in the UK financial services sector.

Having grown at a steady rate since the mid 1980s to become one of the longest established second charge lenders in the UK, Prestige Finance deals exclusively with the intermediary sector. The company is an active member of the Finance and Leasing Association (FLA) and as such, strictly adhere to its Lending Code.

Paragon Bank PLC is part of the FTSE 250 Paragon Banking Group founded in 1985 and has offices across the UK.

The Paragon team have years of experience with an aggressive lending plan. They offer some of the lowest rates on the market which not only benefits their customers but has caused other lenders to review their offering helping to bring secured loan rates down to an all-time low across the market.

Precise Mortgages deliver innovative residential and buy-to-let bridging and second charge loans. Its award winning, technology driven underwriting and credit risk management processes means they can be more expansive in its loan approvals - helping those often underserved by mainstream lenders.

With a first class service, its experienced dedicated support teams will pull out all the stops to ensure that any case is handled quickly and efficiently.

Launched in 2011, Shawbrook is an independent, private equity backed British bank. With four main offices based in Brentwood, Dorking, Croydon and Glasgow as well as smaller offices in London, Manchester, Birmingham, Leeds, Wishbeach and West Malling, Shawbrook has approximately 400 employees.

With specialist knowledge in the savings and lending markets Shawbrook offer customers a straightforward alternative to banking on the high street offering a range of financial products. With a modern banking model that also retains traditional banking values, both individual borrowers and SMEs are offered competitive rates of interest by focusing on customer requirements in market areas where they can add value. Shawbrook are well regarded for their fast lending process, innovative products and the quality of the service provided.

Step One Finance is a specialist consumer and secured lending business located in Woking, Surrey. A private limited company established in 2010, Step One Finance design and deliver creative consumer loan products based on its core values of transparency, integrity, fairness and simplicity.

Spring Finance specialises in providing secured loans for any purpose, focusing on the needs of the individual by tailoring its products to suit diverse cases. Spring Finance has its own proprietary technology and processing centre which enables speedy and proficient loan completion. Its products are based on thorough, in-depth research, helping to provide the right solution each and every time.

Staffed by highly skilled, dedicated multi-disciplined professionals who share a special interest in the secured lending sector, Spring Finance aim to build relationships with its clients while offering a personalised efficient service.

With over 40 years of providing financial solutions, Together has developed a consummate understanding of brokers’ needs, building up strong relationships with financial intermediaries to offer flexible lending for them and its clients.

Offering a complete lending solution catering for almost any status profile, Together accept a range of income sources including employed, self-employed, DWP benefits and private pensions as well as applications from sole traders, partnerships and limited companies. They provide mortgages, secured loans and bridging finance secured on residential, semi-commercial, buy-to-let, commercial properties and land throughout mainland UK.

West One Secured Loans is a trusted specialist provider of short term bridging finance for residential and commercial properties. One of the biggest privately funded lenders in the UK, West One are committed to providing vital short term bridging loans with the minimum of fuss. With an impressive track record of completed deals, West One are enjoying outstanding growth and have significant funding available.

Established in 2004 and part of The 1st Stop Group Limited, 1st Stop Home Loans offers secured loans starting from £1,500 up to £50,000.

Located in Blackpool and with over 50 employees, The 1st Stop Group Limited offers a range of financial products to the consumer marketplace under its various subsidiary companies. Working efficiently and to a high standard, 1st Stop aims to be the finance provider of choice for customers not able or not wishing to borrow from high street lenders.