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Bridging Finance

If you are looking for a short term loan to fund your property needs, whether that is to secure your next home, purchase a property at auction or fund property renovations, a bridging loan could be the answer. 

Offering competitive rates, flexible terms and repayment options, chat to one of our bridging finance specialists to discover more today. 

Borrow from £10k-£10m

We can help you find suitable bridging loan options tailored to your unique needs and budget.

Easily compare lenders & deals

Through us, you can get access to our wide panel of lenders and their latest deals, including exclusive offers not available direct.

Rated Excellent

We strive to do all we can to support you through your financial journey, so we're proud to be rated 4.8/ 5.0 by our happy clients.

The Loan Partnership London property
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage secured on it. A £495 upfront commitment fee will be applicable.
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Why choose a Bridging Loan?

Fast & flexible
property finance

Bridging finance can deliver a quick and straightforward finance solution to ‘bridge’ your funding gap, while you secure a larger or longer term loan facility. 

Reasons to consider bridging finance

There are a myriad of scenarios when a bridging loan could be the most cost effective and quickest solution. This includes:

How much does a bridging finance cost?

Being a unique product, bridging finance rates can vary hugely but our advisors have in-depth knowledge of the latest lending criteria and can assess your eligibility from a quick call. 

Using our lender relationships and bridging expertise, we can recommend some suitable and cost effective solutions to match your property and budget. 

Get started today by calling us on 019232 50090.

Meet the experts

If you would like to know more about TLP’s award-winning team and how we can help you get the finance you need, head right this way…

We have relationships with lenders across the bridging market including high street banks and specialist providers. Here’s just some of them…

United Trust Bank logo
HFBS Bridging Solutions logo
Greenfield Mortgages logo
Precise Mortgages logo
West One Loans logo
Octopus Real Estate logo
MT Finance logo
Together Money logo
how it works

Quick & easy bridging finance application process

We do all we can to take the hard work out of getting the bridging finance you need. So here is a quick guide to how it works at TLP and how we’ll support you to get your application approved.
The Loan Partnership process 1

Chat to a bridging expert

It all starts with a quick chat with one of our bridging finance experts. It should only take a few minutes and then we’ll get to work to find a suitable solution.
The Loan Partnership process 2

Discover Your Options

You’ll receive a free no-obligation quote with suitable bridging options for your requirements, with a full breakdown of costs & rates to help you select a suitable deal.

The Loan Partnership process 3

All the way to completion

You’ll get a dedicated advisor to support your application at each stage of the process. We’ll regularly keep you up to date and are here if you have any questions.

Why choose The Loan Partnership

Bridging experts

You'll get decades of combined financial expertise at your disposal to help you find the right solution.

Speed of service

We have the industry relationships to deliver the decisions and finance you need quickly and easily.

Award-winning mortgage brokers

We're proud to have been recognised with industry service awards and be rated Excellent by our clients.

Dedicated support

With us, you'll get a dedicated advisor to manage your application through to completion.

Lender Panel

We work with bridging lenders from across the market and can give you access to the latest offers and deals.

FCA Authorised

We're authorised and regulated by the Financial Conduct Authority.

What our clients say

Here’s what real TLP clients thought about our service and the experience they had. 

5/5

“Every so often you come across an individual that shines above all others and Nicola Hughff personable manner and professionalism is one that is rarely seen. A huge credit to The Loan Company. AAA*”

05 July 2023​

5/5

“First-rate company. Russell and Sarah at The Loan Partnership are very professional and helpful. Highly organised and on top of their brief. They were able to find the right finance product for my requirements and helped me at every stage of the process.”

28 June 2023​

FAQs

The answers to the big bridging questions

A bridging loan is a type of short term finance to ‘bridge’ the gap until a longer term solution can be put in place. Typically secured against a property, it can provide very quick access to significant funds.

A loan and terms are agreed with a bridging lender. Typically there may be no monthly repayments as the interest is ‘rolled’ into the loan and it is only paid back when the loan is fully repaid. 

Bridging finance can be used in a number of scenarios. Most commonly it is used by homeowners to purchase their next home, while still trying to sell their current property. For landlords and investors it is typically used to purchase a new property or to fund refurbishment work to help sell a property. 

If you think you could benefit from a bridging loan, talk to one of our experts to find out more. 

The time it takes to complete a bridging loan is up to 4 weeks, depending on complexity.  We have been able to complete some in as little as 5 days but typically because of legal process it takes longer.

Most bridging lenders will require a loan to value (LTV) of 70 to 75% including the rolled-up interest (the gross loan amount), this means that you will likely need a deposit of 30% to 35% for a bridging loan.

Every lender has their own criteria so in some cases a smaller deposit can be used, with some lenders offering 100% bridging loans depending on the circumstances. The easiest way to find out how much deposit you will need is by chatting with one of our bridging experts. 

Every bridging loan is unique so this will depend on several factors such as your financial background, the property, the lender you pick and the loan-to-value. 

Generally speaking, bridging loans start from £10,000 and there is no upper limit, if additional securities can be provided. 

Being a short term solution, bridging loans are typically taken over a 12 month period. 

Some lenders will offer terms as short as one month, as well as longer terms up to 18 months. By chatting with an expert you can discover which lenders will offer the loan term to suit your project. 

Ready to discover more & apply for a bridging loan?

If you would like to find out more about how much you can borrow and the latest bridging finance interest rates, you can get in touch here or call us now on 01923 250090 to talk to one of our bridging advisors.

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