May 2025
The Situation – Our client, a seasoned property landlord in the North West London area, found himself in a time-sensitive scenario. He was in the final stages of purchasing a new property when, late in the process, it became clear there was a shortfall in funding. With the completion date fast approaching, the pressure was on to find a fast and effective solution to avoid the purchase falling through.
Our Solution – Understanding the urgency of the situation, TLP adviser Nimal Shah acted quickly. After a detailed discussion with the client, Nimal assessed the client’s wider property portfolio and identified an opportunity to raise the required funds using one of the existing properties. He swiftly arranged a second charge bridging loan, using the property as security, to cover the £125,000 shortfall.
With Together identified as the most suitable lender, Nimal worked tirelessly to ensure that every necessary document was collected, verified and uploaded to the lender’s system within just 48 hours. By staying in constant contact with the client and managing the application process end-to-end, he kept everything on track for an exceptionally fast turnaround.
The Result – The bridging loan was completed within just five days, ensuring that the client could meet the completion deadline and proceed with the property purchase as planned. While bridging finance isn’t always the right option, in this instance it was invaluable in protecting the client’s deal and with Nimal’s help the client was confident that they had the right strategy in place. The client was over the moon with the speed, service and support received.
What made the TLP service exceptional
This was a deal that needed urgency, clarity, and no room for delay, and that’s exactly what Nimal delivered. His experience, lender relationships, and commitment to client service meant that a high-pressure situation was handled with confidence.
At TLP, we’re used to dealing with deadlines. Whether it’s a bridging loan, second charge, or complex funding requirement, we don’t just get it done we get it done right.
Register today to chat to Devon or one of our second charge advisors to find out how we can help you earn more from your clients.